Why you need uninsured/underinsured motorist coverage

Why you need uninsured/underinsured motorist coverage   If you’re in an accident and the other driver is uninsured or doesn’t have enough insurance, will your injuries be covered? If you have uninsured/underinsured motorist protection (UM/UIM coverage), the answer is probably “yes.” Many auto insurance industry experts recommend choosing this option. You might think that because …

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Calculating compensation for emotional distress

Calculating compensation for emotional distress   Most states, including Alabama, recognize economic, non-economic, and punitive damages in personal injury cases. Emotional distress falls in the non-economic category.  Calculating economic damages when the plaintiff was injured because of the defendant’s negligence is straightforward. Such damages may consist of medical expenses, lost wages, and property damage. Calculating …

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The Forms and Documents You Need to Get Into Your Dream Home

So You Want to Buy a Home?   There are a few simple rules to follow when buying a home: 1) Don’t assume anything about the condition of home (paint can do wonders) 2) Make sure all the terms are in writing 3) if you can affords a second inspection, get one 4) Make sure you are dealing with the person …

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